Several months ago, I talked A into tracking our income/expenses again. We did this a few years ago and it is interesting to compare what we spend now versus then. At first, we were going to track money for three months, then six months. I figured six months was good, especially since our six months included Christmas, the months we paid property tax, and the month I recieved my work bonus. So it gave us a more realistic overview. But now that we've done this for nine months, might as well go for a whole year right?
Some months we're better at tracking than others. Some things we're better at tracking than others. Like A always forgets to put in the lottery tickets and Sunday paper. I've forgotten to put in my paycheck a couple of times. Even so, I can't figure out why we're several thousand dollars in the red. I mean, we're paying all the bills so we must have the money, right? I know we've had some unexpected expenses, like my upcoming trip (more on that in another post). A's car habit. That came out of savings. Our savings acct. is smaller, but not as small as that red amount.
You know, I'm pretty good with math. Took a year of college calculus. Took college statistics. Unfortunately, I don't remember any of it. Plus, I never understood math theory. Most mathamatics is rather instinctive to me, in that I'll know if an answer is right or wrong, but I can't figure out why. Maybe that's why I can't figure out why we're in the red. Okay, just had a thought. Maybe I needed to "seed" my tracking by including my savings at the beginning of all of this? I'll have to think about this some more.
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